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Nick Pham, Broker

Nick Pham, Broker

Top San Jose Realtor

Blog

Interest Rates Expected to Rise in 2022

As most of you already know, there are several predictions of the increased in interest rates in 2022. What does this mean to the active Real Estate Market that we have seen over the past few years, even during the COVID pandemic? If you have been following my bogs, you know that I have shared
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What Real Estate Market Cycle Are We In? 2022 Prediction

I have been tracking the our local real estate market trend ever since I switched my career ~ 20 years, ago. I have seen 30 yrs Mortgage Interest rate as high as 18.000% in 1981. Never in my current life cycle that I would imagine seeing 30 yrs fixed Interest Rate as low as 2.500%, and 2.000% for 15
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Eviction Moratorium, Rent Assistance, AB-832 - What You Need to Know!

As many of you know, we have all been one way or another, impacted by the COVID-19 Pandemic since March 2020. As a broker that helps managed a few properties for my investors, it has been my duty to keep up with all the changes with the Laws that affects Landlords and Tenants alike.California AB-832
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Is the Real Estate Market Correction Coming?

It is without doubts that there are a lot of talks about the market "crash", the market "correction" are coming due the growth we have seen this past few years, even during this COVID pandemic! Most believe that there is a cycle to every investment markets, including real estate, and what goes up,
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2021 Real Estate - 2nd half Outlook

If you have been following my blog, you know that I have been tracking market trend for as long as I have been a realtor/mortgage broker. Over the past 18 months, most of us wonder why the market has gone up so so much. A properties in the Bay Area were seeing offers as much as 2 times the listing
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Real Estate Market After COVID - 2021 Midyear Review

According to the Centers for Disease Control on the day we celebrate the birth of America, over 172 million Americans, or about 67% of the adult population, have received at least one dose of the COVID-19 vaccine. About 156 million have received both doses, or about 47%. As our Nation is getting
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2021 Real Estate Market Supply and Demand

As we head into the typical busy summer months and with the Mortgage Interest Rate remaining at all-time low, it is fair to predict that it will be a crazy/hot real estate market in the 2nd half of 2021. Compared to the same time last year (during the initial pandemic period), our real estate market
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Is the Market Going to Cool Down Anytime Soon?

Anyone who has been looking for a new home during COVID, knows that the real estate market across the nation is still super red hot as we head into the typical busy summer months. If you have been following my blogs, you know that I work hard and follow the local market trend, in order to help my
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California Proposition 19

So now that Proposition 19 passed for California. What does it really mean to homeowners? While most of us are working on filing our income tax for 2020, (which is due May 17, 2021), it is important to plan your tax implication if you are considering selling/transfering your primary homes anytime in
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